Question: Can You Finance Jewelry With Bad Credit?

Can I finance a ring with bad credit?

Can You Finance Jewelry with Bad Credit.

You don’t need good or excellent credit to finance an engagement ring.

A personal loan through an online marketplace, like MoneyMutual, CashUSA, or BadCreditLoans is one option.

You’ll need to pay at least your loan’s monthly minimum payment over an agreed-upon loan term..

What jewelry stores approve bad credit?

16 Jewelry Stores With Easy Credit Approval (Some for No/Bad Credit)Blue Nile.Reeds Jewelers.SuperJeweler.Kay Jewelers.Zales.Gage Diamonds.Ice Jewelry.Jared the Galleria of Jewelry.More items…•

Does Zales finance bad credit?

Approval Requirements & Application Although store credit cards are often easier to obtain than open-loop cards, there is no evidence that the Zales Credit Card accepts bad-credit applicants. Instead, you’ll likely need at least fair credit or better to qualify.

Do you need good credit to finance a ring?

To qualify for a low- or zero-APR card, you’ll need to have great credit. If that isn’t the case, then you may need to take some time to build up your credit score first. While you may be impatient to get down on one knee and propose, taking your time and financing your ring the right way will save you big.